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Long-Term Savings
The increasing life expectancy and the impact of the current crisis on the financial sustainability of public pension schemes demonstrate that state-sponsored pension benefits will not be adequate in the future. Promoting long-term savings should therefore be a priority for the industry and as well as regulators, at national and European level. It is particularly important that the industry and the regulators rebuild the trust in long-term savings products. In this context, EFAMA will remain actively engaged in the ongoing discussions on (i) the review of the Pension Fund (IORP) Directive, (ii) the follow-up to the European Commission’s White Paper on Pensions, (iii) the creation of an Officially Certified European Retirement Plan (OCERP) with unified standards across Europe, (iv) the Packaged Retail Investment Products (PRIPs) Initiative, and (v) the promotion of investor education.