Towards a Strategic and Inclusive Approach to Financial Literacy in the EU

Improving financial literacy is a shared responsibility and a key enabler of individual financial wellbeing, social inclusion, and economic resilience. As the financial landscape becomes increasingly complex and digitalised, equipping citizens with the knowledge, skills, and confidence to make sound financial decisions is more important than ever. This imperative is recognised in the European Savings and Investments Union (SIU) communication.

This document presents a set of practical recommendations for the Commission to consider when shaping its strategy. It outlines key objectives and concrete actions to promote financial education throughout the life of European citizens, strengthen partnerships with the financial services sector, and enhance coordination at the EU and international levels. The recommendations also emphasise the importance of good practices, quality monitoring, and funding.